I'm still debating the school thing...as in, what to get my Masters in. As some of you remember I opted to drop out (ugh, I hate that wording) of my counseling masters for personal reasons and simply for the fact once I got into it, I didn't like it. There is an OT Masters available where I work now, which seems like a good option...however I really need to get cracking on getting my GRE's done because if I do the OT thing I will need to get all of my stuff in before Sept. or Oct. to be competitive for the entering class of Fall 2009. I really want to get out of what I'm doing now because although the pay is decent (I guess) there is no where to go from here in the company. I've maxed out because my job is the only job like this in the entire college. Isn't it funny how years ago all you needed was that "piece of paper" hanging on the wall to make a good living for your family, and now, to REALLY get anywhere (at least around here) you need one or two or three pieces of paper saying you are qualified for something?
Plus in today's economy (and no I don't think it is getting better) people are bearly getting by! I was watching Fox.news today and heard a story about generational change. THIS generation of adults are one of the first generations who think America will NOT be better for their children. As someone with a child on the way...I have to agree, and that makes me so incredibly sad. With the sky-rocketing price of gas and food and just, well, everything. I wonder how I will provide a good home for my child....I of course will sacrifice everything I can to make it so, but I still worry. If you would have asked me a year ago if I was worried about the financial aspect of my future family I would have said I was comfortable with it....there was an ample amount of "extra" income after bills and budgeting....today however, it is most certainly not as much. It just amazes me that in the last six months DH and I have done nothing different (as far as purchases, vacations, etc), but yet now with the exact same bills AND a small raise (3%) for both DH and I....there is less money left over. I also read an article yesterday about the correlation between high debt stress (as in the present state for MOST people) and your health. Here are the stats:
- 27 percent had ulcers or digestive tract problems, compared with 8 percent of those with low levels of debt stress.
- 44 percent had migraines or other headaches, compared with 15 percent.
- 29 percent suffered severe anxiety, compared with 4 percent.
- 23 percent had severe depression, compared with 4 percent.
- 6 percent reported heart attacks, double the rate for those with low debt stress.
- More than half, 51 percent, had muscle tension, including pain in the lower back. That compared with 31 percent of those with low levels of debt stress.
Oi-vey.....so, for today I will open a forum for debate:
~One, in general (obviously there are exceptions here) do you think in today's society you have to have AT LEAST one post-secondary degree to be "successful"?
~Two, what are your thoughts on this generational change? Do you agree or not?
~Three, has the economy affected your household and family? If so, how, and are you affected by debt stress? How do you "deal"?